INSURANCE FACTS

If you are injured in a car accident or if you are injured because of a negligent condition on property, there’s a good chance insurance may be available if it can be proven that someone was negligent in causing your injury.

I’VE BEEN INJURED, CAN YOU HELP ME?

The most difficult challenge facing people who are injured in a car collision is insurance company greed. If you are injured in a car accident or if you are injured because of a negligent condition on property, there’s a good chance insurance may be available if it can be proven that someone was negligent in causing your injury. Insurance companies have tried to win your trust with talking animals, bold logos telling you what good hands you will be in when you have their insurance or a variety of other clever marketing techniques. The fundamental thing to understand about insurance companies is that their first priority is to make money for their shareholders. Thus, the less insurance companies pay out for claims, the more money they get to keep for their shareholders. Insurance companies vary somewhat in how they handle auto accident injury claims but one thing is true about all insurance companies: they will initially attempt to get you to accept less than your case is worth. Insurance companies are also aware that sometimes it takes hours or even days after someone is hurt before the injury is fully appreciated by the accident victim. In incidents involving serious injuries it can take months or even years before injuries are healed to a point as good as they will get.

Insurance companies – whether you are dealing with your own insurance or the insurance for someone who injures you – employ thousands of skilled “adjusters” who know how to pay the least amount possible to resolve a claim quickly. Insurance adjusters often call to speak with an injured person within hours or a couple days after an accident. Insurance company adjusters will often offer money to resolve an in injury well before the extent of the injury is sknown or before injuries have healed.

Talking to the Insurance Company for the Responsible Party

Before you talk to an adjuster for the responsible driver, remember that the other driver’s insurance company is not there to protect you. If it can blame you for the accident, or argue that you have not been hurt very badly, it will. If it learns that you are in a bad financial position because of the accident, it may try to get you to settle for a small sum of money right now. Remember that you have rights. Once you sign a Release of your injury claim, however, you have no more rights. You cannot obtain any more compensation for your injuries. Be careful. Speak with an attorney if you are unsure of what to do.

Everyone in Wyoming is required to have a minimum of $25,000 in automobile liability insurance in order to license their vehicle. “Liability” insurance is the type of insurance that provides coverage in the event there is an accident for which the driver is at fault. Liability insurance can pay for damages such as damages to property including your car, motorcycle, or home. Liability insurance is also the type of insurance that is available to pay for personal injuries such as medical bills, lost wages, and pain and suffering. Health care costs keep increasing and the costs of living keeps increasing. $25,000 is very often an insufficient amount of insurance for many types of injuries.

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Team Ingram | Olheiser

Providing superior legal service to best protect our clients. Attorneys Todd Ingram and Scott Olheiser believe that people deserve to be justly compensated when they or their loved ones are injured by the negligent or reckless acts of others.

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There are people you call for advice and then there are people you call for help. Through experience and education, our firm is able to evaluate and pursue personal injury claims on behalf of the injured person. We have represented nearly all types of personal injury matters. If you’re injured, we can help you.

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GENERAL NEGLIGENCE MATTERS. WE ARE AVAILABLE TO CONSULT WITH YOU

Each potential case is different. If you have been injured in some way where it appears someone else or a business or even a governmental entity may be at fault, then we stand ready to consult with you and answer your questions. Each injury is different and there are different legal implications for fault in every case. Simply because someone is injured in one of the ways described below does not mean someone else is at fault. We have handled many of the different types of injuries listed below. We do not take cases related to all of the injuries or mechanisms of injury but we can review any potential case and give you basic legal advice and options for you to consider.

LET US HELP YOU

With personal injury cases, the attorneys at Ingram | Olheiser, PC do not charge a consultation fee. We are happy to review your case and answer your questions without charging you. You have no obligation to hire us simply because we agree to review your case. There are many different types of injury cases we can consult with you about. We do not take all cases for people who consult with our attorneys, but we would be happy to talk to you about a variety of cases, including: Car Collision Accidents, Truck Collision Accidents, Motorcycle Collision Accidents , Pedestrian Accidents Car, Truck, Motorcycle or ATV Passenger Accidents, Asbestos Exposure, Chemical Exposure, Exposure to Oil and Gas Drilling and Extraction Chemicals, Exposure to other toxins, and Water Contamination.

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PROFESSIONAL MALPRACTICE

  • Legal Malpractice
  • Dental Malpractice
  • Birth Injuries
  • Cerebral Palsy
  • Hospital Negligence
  • Nursing Negligence
  • Doctor Negligence
  • Misdiagnosis
  • Improper Surgery
  • Improper Medical Treatment
  • Other Forms of Professional Malpractice

POST TRAUMATIC STRESS DISORDER (PTSD)

PTSD is a serious brain injury that can occur when a person experiences a traumatic event. Sometimes physical bodily injuries can heal but PTSD persists. Medical science shows that PTSD can cause physical changes to the human brain.

FIRES

  • Property damage from Fire
  • Physical injuries including inhalation and burns from fire

DEFECTIVE PRODUCTS

  • Automobile defects–there are a number of ways the negligent building, design and assembly of a car or truck can cause injury:
    • Airbag defect
    • Seatbelt defect
    • Tire Defect
    • Brake Defects
    • Sudden acceleration
    • Other forms of automobile defect
  • Defective pharmaceutical products
  • Defective appliances

PHYSICAL INJURIES

  • Broken Bones
  • Neck Injuries
  • Back Injures
  • Other Bodily Injuries
  • Construction, Scaffolding, and Ladder Injuries

PHYSICAL BRAIN INJURIES

  • Diffuse Axonal Injury
  • Concussion
  • Contusion
  • Coup-Contrecoup Injury
  • Penetrating Injury
  • Shaken Baby Syndrome
  • Locked in Syndrome
  • Hypoxic Brain Injury (Including Carbon Monoxide Poisoning)
  • Open Head Injury
    • Depressed Skull Fracture - The broken piece of skull bone moves in towards the brain
    • Compound Skull Fracture - The scalp is cut and the skull is fractured
    • Basilar Skull Fracture
    • Battle's Sign
    • Racoon Eyes
    • Diastatic Skull Fracture
  • Closed Head Injury

SLIP AND FALL INJURY

  • Sidewalk slip and fall
  • Stairs
  • Snow and ice

WRONGFUL DEATH

When the negligence of someone causes an injury that leads to death of a family member such as a spouse, parent, child or sibling, we are available to consult the family members and discuss pursuing a potential wrongful death case.